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Credit Card Fraud Charges in Chicago | Defense Lawyer

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Credit Card Fraud Charges

Are you facing credit card fraud charges in Chicago? Contact our experienced criminal defense attorney's 24/7 for a FREE consultation.

Illinois Credit Card Fraud Defense Attorney

Chicago Criminal Lawyer Michael P. Schmiege can help you if you have been charged with credit card fraud in Illinois. The Illinois Credit Card and Debit Card Act provides severe criminal penalties for offenders convicted of using a credit card, debit card, or account number with the intent to defraud the account holder, issuing financial institution, or person providing goods, services, property, money, or something of value to the fraudulent user of the card or account number. There are a wide variety of activities that can fall under the charge of Credit Card Fraud. A Chicago criminal defense lawyer with practical experience defending Illinois Credit Card Fraud Charges could help you understand the nature of your offense and the penalties you could face.

What Type of Offenses Violate the Illinois Credit Card and Debit Card Act?

An able Illinois Credit Card Defense Attorney like Michael Schmiege could defend you from a broad range of offenses that fall under the Act. The Act applies to the following criminal offenses:

  • Using or obtaining a card or account number in violation of the Illinois Credit Card and Debit Card Act.
  • Using or obtaining a card or account number without the cardholder’s or account holder’s consent.
  • Using a card or account number that the user knows to be forged, counterfeited, expired, or revoked.
  • Obtaining or attempting to obtain money, property, goods, services, or something of value by representing themselves to be the holder of a card or account number not actually their own or which has not, in fact, been issued to them.

Penalties for Credit Card Fraud in Illinois

The firm understands that your penalties will vary according to the circumstances of your specific offense. The higher the financial amount involved, and the higher the numbers of victims of the fraud, the stiffer are the penalties you will face. Illinois credit card fraud defense attorney Michael Schmiege cautions that you might face a Class 4 felony charge for a first credit card fraud offense in a minimal financial amount. Or if your charge involves aggravated identity theft, you might face a Class X felony charge involving up 30 years in prison. If your offense involves multiple victims and/or an amount over $50,000, you might be charged under the federal criminal fraud laws. Chicago criminal attorney Michael Schmiege will assist you if you are facing credit card fraud charges in Illinois.

Experienced Chicago Credit Card Fraud Defense Attorney

Chicago credit card fraud lawyer Michael Schmiege will review the circumstances of your offense with you to find bases for winning reduction or dismissal of the charges against you. You might be eligible for probation, supervision, or conditional discharge. Mr. Schmiege has the experience you need in successfully defending Illinois credit card fraud charges. Mr. Schmiege might be able to get your charge reduced from a serious felony to a misdemeanor offense.

Laws involving credit card fraud and financial fraud of all kinds are complex. The laws continue to evolve and change. To maximize your chances of winning your case, you need the experience of a skilled Illinois credit card fraud defense attorney knowledgeable about current laws and penalties for credit card fraud in Illinois.

Chicago lawyer Michael P. Schmiege knows the law and understands the penalties you could face. He will aggressively work to win your case. If you have previous offenses and dismissal of your case is not an option, Mr. Schmiege could seek the sentencing option that avoids or minimizes your jail time and heavy fines.

Contact Chicago criminal lawyer Michael Schmiege today for a free legal consultation/case evaluation to learn the available defenses and legal strategies to beat your charge.

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Never over-promises, but definitely delivered more than we had hoped for.

"Michael Schmiege is an excellent attorney. He is honest, diligent and gets great results. If you find yourself in need of a lawyer, he is great at what he does. Never over-promises, but definitely delivered more than we had hoped for. His team will help you all the way. Answers all your questions promptly and clearly states what to expect. I highly recommend Michael and his team. They CAN and will help!"

C. Underwood
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He understood that I made a mistake but it didn’t define who I was...

"I am so appreciative of the help and support that I received from Michael and his team members! They truly helped me figure out my case and I got outstanding results. If anyone can help you get great results, it’s Michael. I had an immigration issue as well and he worked with my immigration lawyer to help find the best solution. He understood that I made a mistake but it didn’t define who I was. I definitely don’t want to go through any of this again but I’m glad that I had the support to get through this."

M. Peterson
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Michael Schmiege represented me on my Theft charge and I was found not guilty!

"Mr. Schmiege is well respected by the court because he is a very honest man. He was very kind and respectful to me. His fees were reasonable. His office is very easy to find, and his staff is very helpful."

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